Runesse
RBI-guided compliant flows (design-ready)

Unlock every credit card offer — even without owning the card

Runesse lets users leverage card-specific offers via trusted cardholders. A secure shared-wallet flow reimburses the cardholder instantly while the buyer enjoys the discount.

KYC-first community Escrow-style wallet Transparent splits
Browse Offers
Request
Approve

How Runesse works

Discover Offers

See live deals available via community cardholders — filtered by brand, card type, and spend.

Request & Lock

Request an offer. Your wallet locks the payable amount; the cardholder gets a notification.

Pay & Reimburse

Cardholder pays at the merchant. Your escrow reimburses them instantly — you keep the discount.

Why users love Runesse

No hacks. No grey areas. Just real card offers executed by verified cardholders, with a transparent wallet flow and instant reimbursements.

Bigger savings

Tap premium card offers without owning the card.

Secure escrow

Funds lock until the cardholder pays and proof is verified.

Win–win community

Cardholders earn a share of the benefit for helping you.

Merchant friendly

True card charge at POS; no coupon leakage or misuse.

Transparent math (example)
  • Watch MRP ₹1,00,000; Offer 25% via Cardholder → Buyer pays ₹75,000
  • Platform fee = 10% of benefit (₹25,000) → ₹2,500
  • Split: 50% rewards to cardholder (₹1,250), 50% platform (₹1,250)
  • Total from buyer’s wallet = ₹75,000 + ₹2,500 = ₹77,500
* Illustrative. Final fees/flows depend on RBI rules, KYC, and merchant category controls.

Get early access

Join the waitlist and be the first to try Runesse when the beta opens.

We’ll only email about the beta. No spam.